Job Description Join our fast-paced team as a Collateral Analyst III in Chase Home Lending and put your exceptional knowledge and understanding of appraisal products to good use by completing our customers' collateral reviewer piece of the process for the loan file. As a Home Lending Collateral Analyst III in Chase Home Lending you will review moderately to highly complex residential appraisal reports that are provided by Chase third party suppliers, Direct Engagement Appraisers, or Staff Appraisers to ensure the collateral meets Chase and investor requirements as part of the loan decisioning process. Collateral Review decisions must be conducted within required timeframes and in conformance with Chase policy & regulatory requirements. Work performance will include the review of the tools of the report, requesting revisions through Third Party Suppliers (AMCs, Staff Appraiser Management, Appraisal Management Companies), providing technical appraisal requirement interpretations to internal partners and communicating appraisal credibility, value support and subject marketability to appropriate individuals within JPMorgan Chase. Job Responsibilities • Protects the bank's profits by evaluating risk and/or fraud exposure. Reconciles findings with published guidelines to address/resolve variances and identify relevant compensating factors evident in the loan file, and communicates findings. • Applies knowledge of mortgage servicing process and/or Chase collateral guidelines, keeping up to date on all collateral policy changes that impact Collateral Review. • Demonstrates a determination to get the job done right the first time while ensuring loan decisions meet all program and product specifications with high proficiency in analyzing appraisals, and review of Collateral documentation to ensure compliance with investor requirements (e.g. loan tools, appraisals, etc). • Highly developed verbal and written communication skills as well as excellent teamwork with internal employees and external customers/business partners. • Achieves and exceeds work goals for productivity, quality and turnaround time while providing customer service excellence. • Adheres to all Chase Fair Lending practices. • Applies relevant technical and computer expertise. Required qualifications, capabilities, and skills • Minimum of five years of experience as an appraisal reviewer, credit underwriter, residential appraiser or any combination equaling 5 or more years. • Excellent analytical and decision making skills, works well under pressure. • Ability to work independently with little supervision. • Strong technical skills (arenaflex Office, SharePoint, Collateral Management System, etc.) • Strong communication skills (written and oral) • Detail oriented with control focus. • High School diploma or equivalent Preferred qualifications, capabilities, and skills • College degree in business and/or equivalent work experience • Licensed or Certified Appraiser license • Knowledge of Federal and State regulatory requirements • FHA/VA appraisal review experience About Us Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans About the Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction. For many, owning a home is the ultimate dream and we're here to help customers make responsible choices throughout the home buying process through our online tools and advice. Whether purchasing a first home or vacation home, refinancing an existing loan or tapping into a home equity line of credit, we offer comprehensive services to help homeowners at every stage of their journey. Apply tot his job